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The Insurance Council is the representative body of the general insurance industry in Australia and represents approximately 95% of private sector general insurers. As a foundational component of the Australian economy, the general insurance industry generates gross written premiums of $59.2 billion per annum and on average pays out $148.7 million in claims each working day. 

Climate change is worsening extreme weather events with implications for the affordability and availability of insurance in Australia. Without increased funding to make existing Australian homes, businesses and communities more resilient to worsening extreme weather, coupled with changes to what we build and where we build it, the risk profile of exposed communities will not change.